Ghawth, G. et al. 2025. Relationship between credit risk and return on assets in Yemeni banks using panel data models for the period (2004 - 2020). Edelweiss Applied Science and Technology. 9, 12 (Dec. 2025), 351–363. DOI:https://doi.org/10.55214/2576-8484.v9i12.11367.