Ghawth, G., Al-Qutaibi, M., & Al-Qabbani, T. (2025). Relationship between credit risk and return on assets in Yemeni banks using panel data models for the period (2004 - 2020). Edelweiss Applied Science and Technology, 9(12), 351–363. https://doi.org/10.55214/2576-8484.v9i12.11367