Dung, Pham Tien, et al. “Efficiency, Technological Progress and Productivity Growth of Vietnamese Commercial Banks in the Period 2008–2024: A Malmquist Index Approach”. Edelweiss Applied Science and Technology, vol. 9, no. 9, Sept. 2025, pp. 1437-53, doi:10.55214/2576-8484.v9i9.10141.